About Aetna and its Medicare Advantage Plans

Aetna is one of the many private companies in the United States that are involved with the provision of Medicare Advantage Plans. This company was acquired in the year 2018 by another healthcare company referred to as CVS Health. At the moment, statistics indicate that the company serves more than 39 million people in the country. This company has received some very nice reviews from several statistical companies in the country. It has received 4.3 out of 5.0 in annual Star Ratings. Aetna Medicare supplement plans 2022 are some of the most popular.

Aetna as a company serves people in all the States in the United States, including Washington DC, which makes it very popular as a power in the healthcare sector. To help you understand the benefits that Aetna offers its members, you will need to first understand the terminology that is used in this sector. Below are a few terms that I think are important to know.

Medicare advantage terminology

The first term that you should understand when it comes to Medicare Advantage is deductible. Deductible refers to the annual amount of money that a person usually spends out of their pocket within a specific period of time prior to an insurer starting to fund their treatments. What it means is that when you apply for a plan, there is a certain amount of money that you will be required to pay for a specific period before the insurance company takes over the payments.

Coinsurance is another important term that refers to the amount of money that your insurer will require you to pay as part of your medical bill.

Lastly, we have copayment, which refers to the fixed amount that every insured person pays when they receive certain treatments. When you are insured under Medicare, copayment applies to prescription drugs.

Benefits

The benefits that you receive from Aetna will depend on the plan you are registered to. However, the benefits tend to be similar under most plans. The common benefits you can expect to receive include fitness benefits, OTC benefits and vision, hearing, and dental benefits.

Vision, hearing, and dental benefits include free checkups, eyeglasses, medical exams, and hearing aids. These services are usually provided within the network.

Aetna owns or is in partnership with over 16, 000 gyms located in different places around the country. Thus, members can use any of these facilities if they need to.

Over-the-counter benefits apply to non-prescription drugs and health products. These may include vitamins and cold medications that one gets from a pharmacy directly.

Aetna also offers total health benefits which include a 24-hour nurse hotline. This program also includes prescription home delivery and annual flu vaccinations offered to members free of charge.

Meals-at-home is another program that Aetna offers to members who are undergoing recovery after they have been in hospital for some time. Under this program, patients receive 14 meals every week.

Availability by state

The good thing is that Aetna is a national company that provides its high-quality services to people in all states. You can visit their website and learn more about the company and its services.

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